Shopping Trip 7/21

We ended up doing our grocery shopping tonight and we did pretty well. We went to 3 stores, all within a few miles of each other. We still need to go get ground , chicken and some fresh vegetables later this week. I went over my intended $50 budget for the week, but it was unavoidable. The last few weeks, Tops has not had that great of deals so I didn't stock up on much.


ALDI'S

Our first stop was Aldi's. I shop at Aldi's for things that usually don't go on sale or for things that are cheaper no matter what. These are usually baking goods, and they have really good prices on milk and eggs.

• 2 sponges with green scrubby surface $.99 (+.08 tax) - non-food
  
• 2 containers of Parmesan Cheese $2.39 each
  
• 3 lbs of unsalted butter $.99 each
  
• flour tortillas $.99
  
• 4 boxes of corn muffin mix $..35 each
  
• 4 5 lb bags of flour $1.59 each
  
• 3 packets of taco mix seasoning $.33 each
  

Amount Spent: $18.56
Approx Amount Saved: $11+
Grocery Challenge Amount: $17.49

TARGET

We then headed over to Target. I wanted to look at some of their frozen meat and dinners. I have several regular manufacture coupons which combined with the Target coupons, could have saved us some money. Upon looking at the prices at the store, I decided to wait and buy them at another time. I am hoping that they will go on sale. Upon looking at my receipt when I got home I noticed that the cashier rang in $1.30 instead of taking $1.30 off as a coupon. I am not sure what I am going to do about this yet, if anything.

• 4 boxes of Kraft Mac N Cheese $.52 each = $2.08. I had a coupon for buy 3 and get one free and I believe this is where the cashier made the mistake by adding in the $1.30. Otherwise, I would have gotten 4 of them for $1.56
  
• Kashi cereal on sale for $2.99 (hubby wanted it lol) and I had a Target coupon for $1 off, making it $1.99
• Ghiradelli chocolate chips (yummmm) On clearance for $2.33 and I had a Target coupond for $.75 making it $1.58
• International Delight $1.57 and I had an internet printable for $1 off one, making this $.57
• 1 Degree fine fragrance deodorant and one spray. $3.64 each = $7.28. I had 2 target coupons for $2 off one, and a manufacture internet coupon for $1 off two. So, I ended up paying $2.28 for two. This is great since I really love the smell of these! -non-food
  
• 2 Aquafresh Extreme Clean toothpaste sample size $.97, these were free after two coupons for free sample. -non-food
  
• 10 bottles of Sobe Life Water (hubby's idea)on sale for $1 each and received a $5 gift card to be used on a future visit
• 3 boxes of Kleenex with aloe 130 ct on originally $1.58 each, on clearance for $1.08 per box = $3.24. I had a $1 off 3 target coupon and a $.50 manufacture coupon which made them 3/$1.74 or $.58 each - non-food
  
• 24 ct of Crayola crayons $.27. - non-food
  
• 200ct of straws $1.00 - non-food

Original Amount: $45.70
Amount Saved: $22.35
Amount Paid: $23.35
Grocery Challenge Amount: $17.02

TOPS

Our last stop was Tops. By this time it was 6:40 and hubby was getting anxious because his baseball game was going to be on in 25 minutes! Nothing like being rushed through the store. So, needless to say I forgot a couple things. I had wanted to get a ham steak that was on sale for $2 and some pork chops that were on sale for $1.99 a pound. I guess I will just get it later in the week when we are in the area again. Here is what we bought:

• Spongebob pinata for birthday party. Original price $15.99, on clearance for $1.99.
  
• 5 2-liters of various Diet Pepsi on sale for $1 plus $.05 NY deposit
• 2 cans of Bumblee tuna on sale for $.89 each. Used internet printable for $1 off 2 to make them $.39 each
• box of Tops brand diapers, originally $18.89. On clearance for $9.44.
• 2 boxes of Tops instant oatmeal (Aldi's still doesn't have any) on sale for $2 each
• 2 kids character chairs (one pink with princess and the other red with Lightning McQueen - for the little kids) originally $6.99 each, on clearance for $3.49
• 4 Breyer's yogurts $.60 each. Used 2 Breyers coupons that said $1 off any 2 Breyers products, making these $.10 each
• 2 gallons of skim milk. $1.99 each
• 9 Weight Watchers yogurts 6/$4= $6, used 3 internet printables for $.55 off 3 which doubles to $1.10 each, making these $.30 each

Original Amount: $79.17
Amount Saved: $42.15
Amount Paid: $37.02
Grocery Challenge Amount: $17.53

I also wanted to let you all know that there are some coupons for Hunt's Snack packs, Chef Boyardee, and more, click here.

Spending Update

So, this week we have been trying to spend as little as possible. We have done well so far with only spending money on a gallon of milk($1.99). I went to Walgreens and Rite Aid Sunday and only spent a little over $10 out of pocket - after rebates and register rewards, they paid me to shop.

We still have to go buy a few things that are on sale at the grocery store this week. Tops has a few good deals this week that when combined with coupons is going to save me mucho money. We will also have to run to Wegmans to get corn on the cob, strawberries and potatoes. I have $30 budgeted for this trip but I'm hoping to spend a lot less.

We're trying to get things sold on Craig's List and Ebay, but no luck yet. One of my biggest pet peeves with Craig's List recently has been all the spam. I posted three sets of clothing and get emails asking me if I am still unemployed! From 3 separate people, supposedly. It really makes me doubt whether I want to sell on there anymore. This is the second time I have listed these lots of clothing and I reduced the price of each by about $10. Know anybody who is needs to buy 6-9 months or 12 months boy summer clothes, or 18 months girl summer clothes? We are also trying to get rid of some of hubby's mics, our treadmill, the bowflex (which was seldom used) and a body by jake machine that works the tummy. If we could sell these things, it would improve our finances dramatically.

Starting next month, I would like to start tracking our expenses on here, on either a weekly or monthly basis. Not sure how I want to do that exactly, but I will decide by next week. Maybe it would help us stay within our budget a little better. Of course, if I was actually offered a job that might help too. LOL. If anyone knows of any employers needing to fill a position for administrative assistant, bookkeeping, it help desk, etc, in the Twin Tiers, please let know.

Have a wonderful and safe day!

Trying to cut back

I was not too happy today when I figured and paid bills. Our checking account is down near $100. Now, keep in mind that the checks for rent and water were just paid and they were well over $600. We don't have anymore bills going out for a week and a half so we will be fine. We also have about $800 in our savings accounts, but I am holding out on transferring those to our checking until I absolutely have to.

Hubby is going to put some tools on Ebay, along with a broken saw that someone could use for parts. He also wants to get the Bowflex on Craig's List. I need to re-list the clothing I put on Craig's List two weeks ago (summer clothes - boys' sizes 6-9 month and 12 months, and girls size 18 months). We could have a rummage sale, but with two little ones, it makes it even more work to have one.

We have about $60 left to spend for the month on food. We do have more than enough in our stockpile, it will just take some planning. We definitely have enough vegetables - I would say there is about 50 bags of veggies in our freezer, plus we do have a few canned. We also have TONS of pasta and rice. I have several bags of flour and sugar so I can make quite a few things that we would normally buy. I can even make our bread, either in the bread machine or by hand. So, we will definitely not starve. It is instances like this, when I am glad that we have a stockpile!

We have $60 for miscellaneous spending for the rest of the month and $120 budgeted for 3 weeks of gas (although we don't usually go through a full tank a week I always budget for extra). So, any extra from those two expenses can go into the food budget at the end of the month to replenish our stockpile.

We are trying to come up with as many ways as we can to save money. As mentioned in yesterday's post, we had our cable reduced today, so that will save us $50 a month. We already had our Verizon cell phones canceled and we got Net10 prepaid cell phones. This saves us $46 a month! We haven't used the air conditioning yet and will hold out as long as possible, by opening windows up at night and closing windows and blinds during the day.

I am open to any other money saving ideas that you would like to share. Please leave me your tips in the comments.

Meal Planning Saves Money

Would you like a way to save money easily, with or without using coupons? Well, meal planning is it. Planning your meals can not only save you time during the week, but also save you money. It also helps keep you from walking into the kitchen and searching for half an hour trying to figure out what are going to make for your family.

Menu planning does not have to be an elaborate thing. It doesn't have to be complicated or look fancy. You can use a blank calendar that you buy from the store, or that you print off the Internet or Microsoft Word. You could also use a spreadsheet and just list the days in a single column. Or, you could also just use a scrap piece of paper (to save on paper).

I usually just list mine on a piece of paper or in a spreadsheet. It is easier to do it in a spreadsheet because you can move things and delete things easily. It really is about your preferences though.

After you decide what kind of format you would like to use for your meal planning, you need to check your schedule for that week. Is there something going on a certain day. Is there a picnic or other event where you will be eating? You won't want to schedule a meal for that day then. Is there a day where your kid has a game at 6 pm? If so, you will want to plan on making something easy and quick.

You will also want to check your cupboards and freezer and see if there are meals that you already have most ingredients for. You can also meal plan around the weekly sales at your local grocery store. All you need to do now is fill in which meals you would like to make each night. Just remember, you can always change meals around if you'd like.

After filling in the week's worth (or you can plan for more than a week if you would like), make a list of ingredients you will have to buy to make those meals for the week. When you go to the store, just buy the stuff on the list. You will save a lot of money doing it this way. If you stock up on things for your stockpile when you get great deals, and then plan your menu around your stockpile, you could possibly have very little to buy each week for your meals.

As I make the meals each night I cross them off my list, that way I know I made the meal and the ingredients are not available anymore. What I also did to help myself menu plan, was to do a list of all the meals I make on a regular basis. I posted it on the inside of my cupboard and use it for meal planning and for when I have not had time to meal plan. These are the meals that I always keep ingredients in my stockpile for.

I hope this helps you plan your meals and saves you lots of money. Let me know if you already meal plan or if you are going to start. How do you plan your meals?

Words of the Week Wednesday

Every Wednesday I write about 1-3 sites I have found recently that I think you will like to go visit. Today's sites are:

1. Stouffer's is having a contest on their site. Usually I don't post contests, but I really think that it's a very interesting contest. In order to get an entry into the contest each week, you have to post a goal of how many times you want to eat at home with your family. Then at the end of the week you fill in how many times you ate at home, and that enters you in the contest each week. I think it is a wonderful that they are promoting eating at home with your family. Not only does it promote family and together time, it also saves you money. You can check out the contest at Take the Challenge -Let's Fix Dinner.
2. Have you ever made homemade bread? It is so yummy. But many homemade breads are not good as sandwich bread. Ever try putting peanut butter and jelly on regular homemade bread? Doesn't work very well. I found a delicious recipe for homemade sandwich bread. A fellow member at Frugal Village posted it on there and it is so awesome! You can find the recipe on the White Sandwich Bread thread. While you're there, browse around the rest of Frugal Village. It is a wonderful place where people share their frugal tips with each other.
   
3. Erin from $5 Dinner.com was recently featured on Raychel Ray. You can see the show segment here. Erin's blog centers around how she feeds her family for $5 per meal. She uses the stores' weekly ads and coupons to plan her meals for the week. She not only provides recipes, but also pictures of the meals when she makes them. She also just got a contract to write a cookbook! Congrats Erin!

If you have any blogs or sites (anything dealing with frugality, money or coupons), please leave it in my comments and I will look it over for possible inclusion in the next Words of the Week Wednesday.

More Tips from Frugal Dad

I was reading through the list again on Frugal Dad's website and found some more tips on saving money on food. I thought I would share them with you.

• Taking lunch to work or school everyday saves a fortune. If you feel you need to go out once in a while, you can plan to eat out once a week, for instance on Fridays.
• When a recipe calls for a pound of meat, use 3/4 of a pound instead. You will never know the difference and be saving money. If you do this for three meals, you will have enough extra for another meal.
  
• Eating out should be a special treat. Maybe limit it to once or twice a month. Not only will it save you money but also save your waistline.
  
• When you do order out, have your younger children share a kids' meal or share your food with them.
  
• Buy meat when you can find it for less than $2 a pound. Stock up and freeze it when you get a good price. Buy a nice steak for special occasions.
• Practice portion control. Actually eat the recommended serving of a food. This will not only save you money, but also keep your weight down.
  
• Plan your meals for the week or the month. This helps when you do your shopping list and helps with making dinner each night. It doesn't have to be followed exactly and mine usually gets shuffled around quite a bit. Just cross the meal off when you make it so you know you have used those ingredients. This also helps you stay away from take out.
  
• Buy meat in bulk (when it's cheaper) and portion into 3/4 pound portions. You can either freeze at that point, or what I do is I cook it up and then freeze it. Then when I need to make dinner, I just throw the meat in the micro to defrost and then throw it in the meal. It's quicker and easier and helps you avoid eating out.
  
• Drink water from the tap (or get one of those filtering pitchers). Cut down on soda and coffee. This will save you tons.
  
• Making coffee at home is cheaper than buying it at a coffee shop. Even if you buy really expensive coffee beans, you will save money doing it this way.
  
• The less you are in stores, the less likelihood you will overspend. Consider buying the bulk of your foods every other week or even once a month.
  
• Take only cash when you shop. Whatever you have budgeted for that shopping trip is what you take. Leave credit and debit cards in the car. This will make you have to be more aware of how much you are spending. Take a calculator or use a scrap paper to write a running total.
  
• Buy generics when they are cheaper than buying a name brand with a coupon. Many are of superb quality and are made by companies that make the name brands.
  
• Try to run all your errands on one day. If this isn't possible, what about stopping on the way home from work to run your errand?
• Make a list. Making a list of the things keeps you on track. It keeps you from buying things that you don't need and you make sure that you get the things you do need.
  

*Tips in purple are the ones I added.